Pre-Litigation Letter

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What happens once you instruct us?

Once you have instructed us to collect your unpaid invoices, our commercial debt recovery service starts with an initial letter. This letter gives the debtor 14 days to make payment. If we fail to receive payment within this timeframe we will, with your permission, issue a County Court claim against the debtor.

Our debt recovery team will conduct either a Companies House search or an Insolvency search to investigate the debtor prior to sending our initial letter. This is to ensure that there are no obvious solvency issues with the debtor at the outset.

As part of our debt collection service we add interest, and in the case of business debts compensation, to each invoice that is outstanding. This is often a considerable sum that goes a long way towards our debt recovery charges.

Statutory late payment interest is charged at 8% above Bank of England base rate for businesses

Statutory interest is charged at 8% for individuals


  • Debt value less than £1000 : £40
  • Debt value less than £10,000 : £70
  • Debt value of £10,000 or more : £100

Our aim is to maximise successful recoveries at this early stage of debt collection and so we make several chase attempts before this 14-day deadline expires.

Input from our clients shows that using all forms of communication and utilising text messaging helps us to be more effective at recovering debts.

If you wish to speak to our expert debt collection team about debt recovery for your business contact Forbes Collect on 0800 689 4176 or email us on

Forbes Collect - debt recovery made easy

01 Nov 2018

Forbes Collect


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