Cryptocurrency in Divorce: A Simple Guide
As cryptocurrency becomes more common in family finances, it is increasingly relevant in divorce settlements across England and Wales. From Bitcoin and Ethereum to NFTs and digital wallets, cryptocurrency assets can raise complex issues around disclosure, valuation and fair division. In this guide, I explain how cryptocurrency is treated in divorce proceedings, what happens if assets are hidden and the key steps to protect your financial position during a divorce involving crypto.
Published: April 24th, 2026
2 min read
When dealing with the division of finances during in a divorce, cryptocurrency can make everything seem even more confusing. An increasing number of people now hold digital crypto assets. It is no longer a niche investment. Cryptocurrencies are now regularly encountered in divorce and matrimonial finances cases.
What is Cryptocurrency?
Cryptocurrency is digital money. Common examples are Bitcoin (BTC) and Ethereum (ETH). Cryptocurrency is usually held in a digital wallet.
There are also crypto-assets which are digital assets. A common example is a Non-Fungible Token (NFT). NFTs are unique and may be a piece of digital artwork for example.
Why Does Crypto Make Financial Remedy Matters More Complicated?
There are a number of reasons why crypto makes the fair division of matrimonial assets more complicated.
As cryptocurrency isn't held in a traditional bank account, it may be stored in digital wallets or across multiple platforms. This makes it harder to trace. Crypto can also be transferred quickly again meaning it is harder to trace if a spouse tries to hide it.
The crypto market is fluctuating and volatile. The value of cryptocurrencies can change dramatically in a short period of time. This makes it difficult to assess the value when considering a fair division of the matrimonial pot.
How is Cryptocurrency Considered in Divorce?
In England and Wales, cryptocurrency is treated like any other asset, meaning it is subject to the same rules. Any cryptocurrency must be disclosed during financial remedy matters. Failure to disclose cryptocurrency or attempting to hide it, may have serious consequences.
The crypto will be taken into account when considering a fair division of assets. This may involve splitting the cryptocurrency between both spouses or allowing one spouse to keep the crypto in exchange for the other spouse retaining a larger share of the family home for example. The court may also consider ordering the cryptocurrency to be sold and the proceeds of sale be divided.
If cryptocurrency is involved, it is important to be honest. Keeping clear records of the investments and getting legal advice early in the divorce can make the process run smoother for everyone involved.
How Forbes Solicitors Can Help
If cryptocurrency forms part of the finances in your divorce, obtaining early legal advice can help you protect your interests and ensure all assets are properly disclosed and valued. Our experienced Family Law team at Forbes Solicitors advises clients on complex financial remedy matters, including cases involving digital assets such as Bitcoin, Ethereum and other crypto investments.
Whether your matter is resolved through negotiation, mediation or Court proceedings, we provide clear, practical guidance focused on achieving a fair financial settlement.
To start your enquiry, you can contact Forbes Solicitors via our website and a member of the team will be in touch to arrange an initial consultation by telephone, video call, or in person. Alternatively, call us on 0800 689 1058.
For further information please contact Kira Sutcliffe
