Archived Legal Articles from 2015

Financial Services


Pension Scams


Changes to pension rules have created new opportunities which the Government are calling "Pension Freedom". These changes have also created opportunities for financial fraudsters who have targeted a nationwide average of 9% of retired people according to a nationwide study by MetLife (1,006…

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Summer Budget 2015


Many of the measures contained in the Budget will have a significant impact, summarised below are the key implicaions to individuals. Inheritance Tax · An additional main residence Nil Rated Band is to be introduced with effect from April 2017. Buy To Lets ·…

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ISA Rule to benefit Spouses


New rules came into effect in April which grant people additional ISA allowances following the death of a spouse or civil partner. For deaths after the 3rd December 2014 the surviving spouse or civil partner will now receive the deceased's one-off ISA allowance. When a married or in a civil…

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Pension Changes 2015


The government are making a number of changes to the way you can access your pension from April 2015. Anyone with a 'defined contribution' pension will have more choice and flexibility from the age of 55, with freedom to take your pension to suit your own circumstances. Your options…

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