Disclaimer

Licence

Forbes grants to Users a single non-exclusive and non-assignable licence to access the Website and make use of the functions provided as part of the Website subject always to these conditions which shall not be amended or waived unless with the written agreement of Forbes.

1. Intellectual Property

All Intellectual Property in the Website and the content displayed as part of it shall belong to Forbes and its Licensors and particular (but without prejudice to the generality of the foregoing):

1.1 Copyright

All the content included as a graphical representation on this site including (but not limited to) text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations and software is the property of Forbes or its Licensors. Users are granted permission to browse and use the site for its intended purpose and to make one electronic copy of any part of this Website designated as available for down-loading for personal use subject to these conditions. Any other use of the materials on this Website including (but not limited to) reproduction, modification, distribution, transmission, removal, deletion, addition, display, performance, or replication of the content on this site or any other manner of exploitation of any of the contents of the Website in part or in whole is strictly prohibited.

All source codes including but not limited to, HTML, Java-script, WML, XTML or any other format or script used to create this website are the property of Forbes. Any use of such source codes including (but not limited to) reproduction, modification, distribution, transmission, removal, deletion, addition, display, decompilation, reverse engineering or replication or any other manner or exploitation of any part of the source code in part is strictly prohibited.

Any copyright material posted on this Website which is not the property of Forbes is acknowledged as such. All rights to this copyright remain with the proprietor of the copyright subject to a licence to Forbes.

1.2 Trademark

The Forbes logo and other/or Marks indicated as such on the site are trademarks of Forbes. Forbes' trademarks may not be used in connection with any other product or service or in any manner that is likely in the opinion of Forbes to cause confusion amongst clients or any manner which is detrimental to the image or reputation of Forbes. All other trademarks not owned by Forbes that appear on this site are the property of their respective owners and appear by Licence to Forbes only. This Website does not grant by implication or otherwise any licence or right to use any trademarks displayed. Infringement or misappropriation of the trademarks will lead to legal action for the misuse of this Website.

1.3 Database Right

All database material compiled by or on behalf of Forbes (including but not limited to compilation through the Website) by whatever accessible means or on whatever medium stored remains the property of Forbes.

2. Defamation

2.1 Disclaimer

Forbes does not make any representations or warranties about the legality, decency, content or policy of any websites accessible by links from the Website. Any such website is independent of Forbes and Forbes has no control over or responsibility for the information provided or activities undertaken by any such website. The presence of a link from the Website to another website does not imply any endorsement by Forbes of any such website.

2.2

Forbes does not make any representations or warranties about the legality, decency, content or policies of any other websites reached by way of use of any search engines or other facilities on the Website.

3. Data Protection

3.1

Personal data received and stored through the use of the Website or any other means by Forbes may be made available to the bodies and for the purposes listed below:

3.1.1

Hosts of the Website for the purposes of hosting;

3.1.2

Financial institutions for the purposes of providing advice and information on financial services;

3.1.3

Other departments within Forbes to compile statistics and provide information on the services provided by Forbes.

3.2

Personal data may also be disclosed to necessary recipients for the following purposes:

3.2.1

To protect the rights, property or safety of Forbes, Users or others;

3.2.2

Where required by any statute, regulation or other instrument having legal effect or by the order of any Court or the Data Protection Commissioner;

3.3

For market research and security purposes Forbes reserves the right to use "cookies" technology for the purpose of identification of Users.

A cookie is a small amount of data that is sent to the Users' browser from the Website and sorted on the Users' computer's hard drive. If the User does not wish to have cookies placed on his computer the User can disable cookies through the Users' internet browser. Disabling cookies may prevent the User from accessing some portions of the Website.

3.4

Any Users not wishing to receive information about the services provided by Forbes should write to the Practice Development Manager at Marsden House, 28 Wellington Street (St Johns), Blackburn, Lancashire, BB1 8DA.

4. No Legal Advice, Instructions

4.1

The content and use of the Website is intended to be for information purposes only and in no way shall such content be construed as legal advice. Forbes will not assume responsibility or liability for any losses arising whatsoever from any reliance by any User on the information contained in the Website. Users are reminded that this Website does not remove the need to take expert advice on all matters having legal effect.

4.2

Receipt of information by Forbes by electronic means from Users of the Website shall not be taken to be the receipt by Forbes of instructions to act for a client or clients or the conclusion of any form of contract for goods and services. Forbes reserves the right at its discretion to accept or refuse invitations to enter contracts.

5. Warranties, Liability

5.1

Forbes does not assume any responsibility or liability for loss of any data placed on the Website by Users or by any other persons for whatever reason;

5.2

Forbes shall not be liable for any loss incurred by any business as a result of being a User of the Website including (but not limited to) loss of profits, loss of contracts or loss of business.

5.3

Forbes shall not be liable for any consequential or economic loss suffered by any User howsoever caused.

5.4

In the case of damage to property caused by a User accessing the Site the liability of Forbes in any jurisdiction shall be excluded to the greatest extent permitted by law.

6. Technical

6.1

Forbes and any of its partners, employees, agents, contractors or successors shall not be liable for the non-accessibility of this Website due to technical inefficiency or failure including (but not limited to) such failure caused by electricity supply faults or non-functionality of the Internet.

6.2

The availability of the Website is dependent upon the continuing availability of any third party Licences to Forbes. Termination of such Licences may result in the removal or non-functionality of parts or all of the Website.

6.3

Forbes accepts no responsibility for the inaccessibility of this Website caused by the use by Users of non-compatible, defective or obsolete hardware or software, nor shall Forbes be liable for failure to inform Users of the hardware and software required for use of the Website.

6.4

Forbes does not endorse nor warrant the effectiveness or compatibility of any third party software including (but not limited to) search engines or browsers, required for the use of this Website nor shall Forbes be liable for providing any equipment, software or telecommunication services in order to access and use this Website, Forbes does not warrant that any third party software licences are valid nor is Forbes agent for any third party.

6.5

Forbes does not warrant that this site is free from viruses or other harmful components. Forbes will not be liable for any damage of any kind to hardware or software purported to have been caused by entry to this site including (but not limited to) loss or corruption of data. Users are advised to use a virus checking application on their computer systems.

6.6

Forbes expressly disclaims any responsibility or liability for any damage, loss or injury arising out of the activities of any third party or the goods or services offered or content displayed by any such third party where such goods or services are not directly made available for sale or supply on the Website.

7. Jurisdiction

7.1

These conditions shall be governed by English law in every particular including formation and interpretation and shall be deemed to have been made in England

7.2

Any proceedings arising out of or in connection with these conditions shall be brought in any court of competent jurisdiction in England and Wales

8. General

8.1

Forbes Solicitors is regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

8.2

A list of Partners is available on request or available for inspection at Rutherford House, 4 Wellington Street (St Johns), Blackburn, Lancashire, BB1 8DD.