Issuing a County Court Claim

If there has been no payment or response during the pre-litigation stage then you can issue a County Court Claim. At Forbes Collect, we issue Country Court Claims online, which can help save up to 18% on court fees. Taking your customer to court can be a difficult decision. To help you make up your mind here are some pros and cons:


  • The debt may be taken more seriously by your customer when they receive a claim from the Court.
  • It is a relatively cheap way to pursue the unpaid invoice as the court fee varies from £25 to 4.5% of the value of the claim, dependent on the claimed amount. This fee is recoverable from the debtor.
  • The claim often acts as an incentive for the debtor to pay:
    • They do not want to spend time and money defending the proceedings
    • They do not want a Judgment to impact their ability to gain credit
  • There are many ways to enforcing the judgment depending on the debtor's circumstances


  • The claim itself may not result in payment. The debtor may still refuse to make payment or ignore the claim. If this is the case, we will need to proceed to enforcement of the judgment.
  • The debtor may defend the claim, which could lead to complex proceedings.
  • Enforcement of the judgment is not always successful. Numerous factors come into play, such as the debtor's assets/finances, or the debtor's employment status.

What happens if a debt is defended?

Defended claims fall outside of our Forbes Collect service and the matter will be passed to a lawyer in our team for a fixed price review. You will be advised on the contents of the defence and the next steps in the process. If a Defence to your claim is filed you will need the best advisers on your team and our solicitors have the experience and expertise to guide you through the process.

For more information or to instruct us today, contact Forbes Collect on 0800 689 4176 or email us on

12 Dec 2017

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