Find out more about what funding is available for long term care and how to pay for it.
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Whether you need legal advice on Wills, Lasting Power of Attorney, Care Home Fees or representation for the Court of Protection, our expert elderly care solicitors are on hand to help you navigate this complex part of law. Our solicitors specialising in Care Home Fees can offer expert advice on how best to plan for the future. While many of us don't want to think of a future where we may need to go into a care home, planning for this possible eventuality may not only help protect your assets but cause considerably less stress for your family. Our care home legal advice is second to none, so call us today on 0800 975 2463 and we can help you and your family.
The question of the payment of care fees is a common concern for most families faced with a situation where a family member needs to go into care. Most people will want to know:
In England and Wales, it is common for care fees to cost in the region of £600 per week, but this can vary dependent on the care home. Where a person needs residential or nursing home care, the Local Authority will carry out a financial assessment to calculate whether they are required to fund the person going into care and how much, if anything, they are required to pay towards the care fees.
If the main part of the care you need is focused on addressing or preventing health needs, you have a "primary health need" and the costs of your care should be paid by the NHS under NHS continuing care funding.
If your needs are complex, the boundaries between local authority social care responsibilities and NHS responsibilities are sometimes blurred. Services provided by the local authority are means-tested whereas services provided by the NHS are free.
Our expert care home fees solicitors can advise you what your rights are if you need long term care. We can challenge decisions of your local authority or the NHS Trust if they have a responsibility to pay your fees but are not doing so. Together with our financial advisors we can offer practical and proactive advice on managing your assets to ensure your whole estate is not taken up by care home fees.
In short, most people over the age of eighteen will pay for some or all of their care, either because they have income that can be contributed and/or capital that can be used towards the payment of fees. There are three exceptions to this:
We have expert solicitors specialising in continuing care and can give you the legal advice you need to navigate the UK's complex elderly care system.