Insurance Legal Articles

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Cause and Effect; the Anatomy of Liability

14 Oct 2019

I recently found myself at trial, facing a man who had hit himself with a sledgehammer. Not a likely basis for a personal injury claim, you might think, and you are probably right. However, somewhere along the line two things happened; the Claimant decided that it probably wasn't his fault,…

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Carpenter loses claim after breaking his own ankle with a sledgehammer

08 Oct 2019

A Claimant who injured himself with a sledgehammer has lost his claim for personal injury at trial. The facts The Claimant had been tasked to work on a joint venture construction project by his employer, a labour-only sub-contractor. On 11th September 2014 the Claimant, who was a highly…

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From DOLS to LPS...

05 Sep 2019

On 16 May 2019, the Mental Capacity (Amendment) Act 2018 received Royal Assent and is expected to come into force in the Spring of 2020. This legislation will create a new and more streamlined model for authorising deprivations of liberty in care and will replace the current Deprivation of Liberty…

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Forbes at Trial: Father and Daughter School Tripping Claim Fails

15 Aug 2019

Saleem & Rizwan v Rochdale Borough Council In October 2017, the First Claimant was taking his daughter, the Second Claimant to school. It was alleged that as they walked through the school grounds, they both tripped and fell in the missing part of a dilapidated grate. They brought a claim…

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Forbes at Trial: Costly Claim Fails at First Hurdle

15 Aug 2019

Cox v Bury A Claimant's claim for personal injury was dismissed after the Court concluded that the alleged pothole was not cause of the Claimant's accident. The Claimant alleged that she tripped in a pothole measuring in excess of 50mm and sustained a fractured elbow. The Claimant…

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Government Sets New PI Discount Rate at -0.25%

15 Jul 2019

The Lord Chancellor has today announced that the new discount rate will be set at minus 0.25%. The announcement follows a comprehensive review of the rate as provided for in the Civil Liability Act 2018. Currently the discount rate stands at minus 0.75% after it was controversially reduced in 2017…

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Let's Twist Again - Defendant not liable for fairground injury

27 Jun 2019

Cullum v Rainbow Amusement Park Ltd A Claimant brought a claim for personal injury after she alleged that she had been injured whilst riding on the "Twist" fairground ride at the Defendant's Amusement Park. The popular "Twist" ride rotates in one direction whilst the…

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